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EARN — Invest in Cryptocurrency and Earn Interest

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We are excited to introduce EARN — a new feature from PassimPay that allows you to earn passive income with USDT and receive a stable return of 6%. It’s similar to an interest bank deposit but in the world of cryptocurrencies.


How Does EARN Work?

  • Invest from $1,000 in USDT or USDC (any network).
  • Interest starts accruing on the second day.
  • Subsequent rewards are updated every 24 hours and are available for withdrawal at any time.


Flexible Fund Management


Earned interest can be withdrawn already from the second day. Withdrawals of both the principal deposit and rewards are possible at any time, but processing takes between one to seven days.
Rewards are calculated based on a fixed annual percentage rate (APR), credited daily, and automatically added to your wallet. Your wallet balance updates once a day.


Why Try EARN?


EARN is a way to earn passive income without the need to take risks or trade. Given the flexible interest accrual and withdrawal conditions, this tool can be an excellent choice for increasing your income. 


Additionally, EARN offers:

  • Ease of use – everything is automated and accessible in just a few clicks.
  • Reliability and transparency – full control over your funds and predictable payouts.

 

FAQ


How does EARN work?


EARN is a passive income tool from PassimPay that allows you to invest in USDT or USDC (on any supported network) and earn a stable income at a fixed annual percentage rate (APR) of 6%. The minimum amount to participate is $1,000.
Interest accrual begins on the second calendar day after the deposit is made.


You can withdraw both the earned rewards and the initial deposit at any time. All withdrawal requests are processed within 1 to 7 business days, depending on system and network load.

What rewards can I earn with fixed-term products?


The yield is calculated at a fixed annual percentage rate (APR) of 6%, which is divided by the number of days in a year (365) to determine the daily income.


Formula:
(Deposit amount * 6%) / 365 = daily earnings.
Interest is accrued daily and automatically credited to your balance. For example, with a deposit of $10,000, you will receive approximately $1.64 per day.


What happens if I withdraw a fixed-term product early? 


You can request a withdrawal of both your principal deposit and previously accrued interest at any time. Funds will be credited to your wallet within 1 to 7 business days.


There are no penalties or forfeiture of earned interest — you receive everything earned up to the moment of withdrawal.
However, during high system load, market volatility, or blockchain network delays, slight deviations from the standard processing time may occur.


How is APR calculated, and where do the rewards come from?


APR is a fixed return rate applied to your deposit. It does not depend on market volatility or the price of USDT/USDC. The calculation formula is simple:
(Your deposit * 6%) / 365 = daily reward.


Payout funds are sourced from PassimPay’s internal strategies, including participation in highly liquid investment instruments and partner programs and agreements.


We carefully diversify our strategies to ensure stable payouts regardless of market conditions.
 

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