Top 10 Crypto Payment Gateway Companies in 2025

In 2025, more and more people and companies are starting to accept cryptocurrency to pay for goods and services. To make such payments convenient and secure, there are special services — cryptocurrency payment gateways. In this article, we will show you the 10 best crypto payment gateways. Regardless of whether you are interested in introducing crypto payments into your business or tracking the development of fintech, this review of crypto payment processors will help you understand who is leading the industry.

What Is a Crypto Payment Gateway Provider?

A crypto payment gateway is a service that helps businesses accept payments in cryptocurrency. It works as an intermediary: the buyer sends the cryptocurrency, and the gateway translates it into a business-friendly format, ensuring security and convenience.

What do crypto payment gateways provide to businesses:

• Fast transactions without bank intermediaries, often within a few minutes.
• Protection against chargebacks and fraud, because the cryptocurrency is transferred without the possibility of cancellation.
• Lower fees and expenses compared to traditional bank payments.
• The ability to accept payments from any country, expanding the customer base and facilitating international payments.
• Top Crypto Payment Gateways

 

1. PASSIMPAY

PassimPay is a fiat and cryptocurrency payment platform designed to help businesses and individual users securely, quickly, and easily process transactions, even for those new to crypto. Supporting 70+ cryptocurrencies, the platform enables users to receive, transfer, and manage payments easily.

For years, the company has built a reputation for reliable and user-friendly service. Whether a client runs a business or manages personal finances, PassimPay offers intuitive tools that put everything under control.

Advantages of PassimPay

1. Automatic conversions. Convert any cryptocurrency in your favourite stablecoins. Set up preferred conversion amounts and time, using crypto wallet
2. Secure Payments. PassimPay ensures complete confidentiality of transactions and protects against fraud.
3. Advanced reports. Download and immediately track all balance reports and transaction history.
4. Flexible pricing and adjustments for businesses
5. Easy API integration. PassimPay simplifies cryptocurrency payments for online projects with easy API integration

Drawbacks

1. Limited functionality in App
2. The thorough KYC and KYB verifications

 

2. COINBASE

Coinbase is a cryptocurrency exchange and wallet platform designed to make buying, selling, and managing digital assets simple and secure. Supporting over 240 cryptocurrencies, the platform is ideal for beginners and experienced users alike.

For years, Coinbase has built a reputation for reliability and security, offering instant withdrawals, a user-friendly interface, and strong market presence as a publicly traded company.

Advantages of Coinbase

1. User-friendly platform. Very simple interface, great for beginners.
2. Instant withdrawals. Funds become available right after purchase.
3. High level of security. One of the most trusted and secure exchanges.
4. Wide range of cryptocurrencies. Supports over 240 coins and tokens.
5. Strong market position. Public company, part of the S&P 500 index.

Drawbacks

1. High fees, especially on small transactions and card payments.
2. Customer support issues. Hard to reach a real person, mostly automated bots.
3. Security concerns. Data breach in 2025 exposed customer details.

 

3. COINIFY

Coinify is a digital payment platform focused on enabling businesses and individuals to accept and send cryptocurrencies easily. With flexible payment options and broad geographical coverage, Coinify makes crypto integration seamless.

The company is known for responsive customer service and simple setup, catering to merchants looking for reliable crypto payment solutions.

Advantages of Coinify

1. Responsive customer service. Smaller company with more personalized support.
2. Easy business integration. Simple setup with broad geographical coverage.
3. Multiple payment methods. Flexible for both individuals and merchants.

Drawbacks

1. Delays with deposits. Funds can take longer to arrive, risking market changes.
2. High fees on small operations. More cost-effective only for larger trades.
3. Limited selection of cryptocurrencies and fiat options.

 

4. CIRCLE

Circle is a regulated financial technology company and the creator of USDC, one of the most trusted stablecoins. The platform provides institutional-grade infrastructure for payments, settlements, and global partnerships.

Circle is recognized for strong liquidity, regulatory compliance, and solutions that serve both businesses and financial institutions worldwide.

Advantages of Circle

1. Reliable stablecoin issuer. Creator of USDC, one of the most trusted stablecoins.
2. Regulated company. Operates under strict U.S. financial oversight.
3. Strong liquidity. USDC is widely adopted by exchanges and businesses.
4. Institutional-grade infrastructure. API solutions for payments and settlements.
5. Global partnerships. Works with major financial institutions and fintechs.

Drawbacks

1. Limited crypto options. Focused mostly on stablecoins.
2. Dependency on regulators. Subject to U.S. policy changes.
3. Restricted for retail users. Services aimed primarily at businesses.
4. Potential depegging risks. Stablecoin can face liquidity shocks.

 

5. PAYMIUM

Paymium is a European cryptocurrency exchange focused on Bitcoin, providing direct euro deposits and withdrawals. It combines a long-standing presence with regulatory compliance under French and EU law.

The platform is designed for both individual users and merchants seeking secure and reliable crypto services in Europe.

Advantages of Paymium

1. Long-standing platform. One of the oldest Bitcoin exchanges in Europe.
2. Licensed and regulated. Registered under French and EU regulations.
3. Direct euro support. Easy deposit and withdrawal in EUR.
4. Merchant services. Crypto payment acceptance for businesses.
5. User security. Funds kept under strict compliance standards.

Drawbacks

1. Limited to Bitcoin. Very small selection of cryptocurrencies.
2. Low liquidity. Smaller trading volumes compared to global exchanges.
3. Geographically limited. Focused mainly on the European market.
4. Outdated interface. Less intuitive compared to newer platforms.

 

6. COINOMI

Coinomi is a multi-asset cryptocurrency wallet that gives users full control over their private keys. Supporting hundreds of cryptocurrencies and cross-platform use, it allows secure storage and in-app exchanges.

The wallet emphasizes privacy and non-custodial management, making it a solid choice for users prioritizing security and flexibility.

Advantages of Coinomi

1. Multi-asset crypto wallet. Supports hundreds of cryptocurrencies.
2. User control. Non-custodial, private key stays with the user.
3. Cross-platform. Available on mobile and desktop.
4. Integrated exchange. Swap coins within the app.
5. Strong privacy. No KYC for wallet usage.

Drawbacks

1. Not open-source. Code is closed, limiting transparency.
2. No fiat support. Purely crypto-to-crypto usage.
3. Past vulnerabilities. Older versions had reported security flaws.
4. Limited customer support. Slower responses for technical issues.

 

7. ETN-NETWORK

ETN-Network is a mobile-first cryptocurrency platform aimed at financial inclusion, particularly for unbanked populations. It offers fast, low-cost transactions and an integrated ecosystem of apps.

The project emphasizes energy-efficient blockchain technology and easy smartphone access, targeting both individuals and emerging markets.

Advantages of ETN-Network

1. Mobile-first design. Built for easy access via smartphones.
2. Inclusive financial system. Focused on unbanked populations.
3. Low-cost transactions. Fast and cheap payments.
4. Ecosystem apps. Integrated with Electroneum services and marketplaces.
5. Eco-friendly approach. Energy-efficient blockchain model.

Drawbacks

1. Limited adoption. Smaller merchant network compared to major coins.
2. Volatility. ETN token is still subject to market fluctuations.
3. Restricted availability. Not listed on many top-tier exchanges.
4. Scaling challenges. Limited ecosystem compared to global competitors.

 

8. CRYPTOPAY

Cryptopay is a UK-based cryptocurrency platform combining a wallet, debit card, and merchant payment solutions. Users can buy, store, and spend major cryptocurrencies directly.

The platform focuses on convenience, multi-currency support, and tools for merchants, providing a comprehensive crypto payment experience.

Advantages of Cryptopay

1. All-in-one solution. Wallet, card, and payment gateway in one.
2. Crypto debit card. Spend cryptocurrencies directly.
3. Merchant tools. Easy crypto acceptance for online stores.
4. Multi-currency support. Buy, sell, and store major coins.
5. UK-based with history. One of the older European providers.

Drawbacks

1. Geographic restrictions. Card not available in all regions.
2. Limited coin selection. Supports only a handful of cryptocurrencies.
3. Mixed reviews. Some complaints about fees and support.
4. Regulatory risks. Operating under evolving EU/UK rules.

9. CITIPAY.IO

Citipay.io is a cryptocurrency payment solution built for businesses, enabling easy integration through APIs and plugins. Merchants can accept multiple cryptocurrencies with instant conversion to fiat or stablecoins.

The platform prioritizes global accessibility and automation, helping businesses manage crypto payments efficiently.

Advantages of Citipay.io

1. Merchant-oriented. Built specifically for businesses.
2. Simple integration. Quick setup via plugins and API.
3. Wide coin support. Accepts multiple major cryptocurrencies.
4. Automatic conversions. Instant settlement to stablecoins or fiat.
5. Global availability. Accessible to merchants worldwide.

Drawbacks

1. Limited brand recognition. Smaller player in the market.
2. Low liquidity. Settlement volumes are lower than big providers.
3. Less user focus. Mostly B2B, not for retail customers.
4. Possible high fees. Rates vary depending on setup.

 

10. BitPay

BitPay is a global cryptocurrency payment processor that allows merchants to accept Bitcoin, Ethereum, stablecoins, and more, with direct fiat settlements.

Known for its longevity and compliance with U.S. financial regulations, BitPay provides merchant tools such as POS systems, invoicing, and plugins for online stores.

Advantages of BitPay

1. Global leader. One of the first and most established crypto payment processors.
2. Multi-currency support. Accepts Bitcoin, Ethereum, stablecoins, and more.
3. Merchant tools. Invoices, POS systems, and plugins for online stores.
4. Fiat settlement. Merchants can receive payouts directly in local currency.
5. Regulatory compliance. Operates under U.S. financial rules.

Drawbacks

1. High merchant fees, higher than some competitors.
2. Limited customer support. Mixed reviews from users.
3. Strict KYC requirements. Both individuals and businesses must pass verification.
4. Centralized model. Less privacy compared to decentralized alternatives.

5 Factors to Consider When Choosing the Right Crypto Payment Gateway for Your Business

With so many crypto payment gateways available, it’s important to choose a solution that is made exactly to your needs. The right platform can simplify your business and attract more customers. Here is how to choose the best one:

Factor 1: Security and Compliance

Security should always come first in selecting any provider, but when it comes to money management, it should be your first top priority. A reliable crypto payment processor is making sure that all crypto transactions are encrypted and protected against fraud. PassimPay is one of the most outstanding examples, as it immediately blocks any suspicious transactions, helping users to stay on the safe side and not to lose money. Compliance with regulations such as KYC and AML is also essential. 

Factor 2: Supported Currencies and Wallet Integration 

The best cryptocurrency payment gateway should support a wide range of crypto assets, from Bitcoin to stablecoins. Preferably, this number should exceed 60-70, as the digital coins are evolving and businesses have to always stay up to date, attracting a larger customer base. Integration with a crypto wallet is also vital for smooth transactions and faster settlements. 

Factor 3: Fees and Pricing Structure

Every crypto payment solution comes with transaction fees. The best crypto gateway provides transparent and competitive rates without hidden costs. Their support is always ready to help and explain every spent cent. And for businesses, evaluating costs per transaction is crucial to maintaining profitability. If you feel that your processor is hiding something for you, choose the other ones, that are always fair.

Factor 4: Ease of Integration and User Experience

A good crypto payment service should be easy to add to your website or online store. Look for tools like APIs, plugins, and dashboards that make setup simple. Check out for kind and polite support team as well — they might be crucial for your smooth integration. Long delays in answers might be inappropriate. Those who ignore you at the beginning will always neglect you.

Factor 5: Settlement Options and Global Reach 

The best crypto gateways let you get payments instantly in regular money or stablecoins, so you don’t worry about price changes. They should also work for customers all over the world, making it easy to sell internationally and grow your business.

Who Can Benefit from Using Crypto Payment Gateways?

Crypto payment gateways are useful for many types of businesses, not only big companies: 

• Online shops can add crypto as a payment method and attract new customers who prefer digital money. 
• Freelancers and small service providers can use a crypto payment processor to get paid from anywhere in the world quickly and with lower fees than banks.
• E-commerce stores, SaaS projects, and subscription services can also benefit from a cryptocurrency payment gateway. With crypto payment tools they get faster settlements, fewer chargebacks, and a simple payment solution for global clients. 
• The tourism industry finds value in attracting global travelers who prefer cryptocurrency payments. 
• Even small local businesses can reach international customers by using the best crypto payment services.

Final words

Choosing the best crypto payment gateway is an important decision for any business looking to expand into digital payments. The best crypto gateway should be safe, affordable, and simple to use.Whether you are running an online store, working as a freelancer, or managing a global company, the right crypto payment solution can make your business stronger. With top crypto payment services you can process crypto transactions faster, reduce costs, and offer more payment methods to your clients.