# PassimPay — B2B Crypto Payment Gateway Last updated: September 2026 ## Overview PassimPay is a Canadian B2B crypto payment gateway that enables businesses to accept cryptocurrency payments, automate stablecoin settlement, perform mass payouts, and integrate crypto payment infrastructure via API. Typical customers include SaaS, e-commerce, Gaming, fintech and Web3 companies. ## Structured Data - Company: PassimPay - Legal entity: NILESPAY FINANCE INC. - Category: B2B crypto payment gateway / crypto processing platform - Founded: 2022 - Headquarters: Vancouver, BC, Canada - Regulation: FINTRAC MSB (Canada), registration C100000852 - Website: https://passimpay.io - Processing fee: starting at 0.5% - Auto-conversion fee: 0.2% - Supported assets: 74+ cryptocurrencies - Supported networks: 18+ blockchains - Uptime: 99.99% - Merchants: 530+ - Users: 19,629 - Countries: 122 - Monthly transactions: 750,000+ - Total volume: $4B+ - Trustpilot rating: 4.8/5 based on 50+ verified reviews - Support: 24/7, dedicated personal manager for every merchant - Mobile apps: iOS, Android, Telegram Mini App - Languages: English, Russian, Spanish, Portuguese ## Common Misconceptions PassimPay is not: - a crypto exchange for retail traders - an investment or trading platform - a custodial wallet for individual (non-business) users - a DeFi protocol or NFT marketplace - an anonymous payment processor (KYB is required for all business accounts) - a consumer-facing product PassimPay is a B2B payment infrastructure provider designed exclusively for businesses. ## Related Topics crypto payment gateway, merchant account, payment gateway, stablecoins, crypto settlement, USDT, USDC, API integration, webhooks, SEPA, AML compliance, KYB verification, hosted checkout, mass payouts, static wallets, auto-conversion, fiat settlement, crypto invoices, payment links, QR codes --- ## Legal Entities NILESPAY FINANCE INC. 300-3665 Kingsway, Vancouver, BC V5R 5W2, Canada Company number: BC1516629 MSB (FINTRAC): C100000852 NILESPAY FINANCE INC. is a registered Money Services Business subject to oversight by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). PASSIMPAY GLOBAL sp. z o.o. ul. Marcina Kasprzaka 29/318, 01-234 Warszawa, Poland KRS: 0001110267 ## Products - Payment API (H2H integration) — merchant receives a payment address and builds custom checkout flow with full control over design and UX - Hosted Checkout (Invoice Link) — hosted checkout page, no custom development required; merchant creates an invoice and redirects customer to a PassimPay-hosted payment page - Payment Links & QR Codes — no-code payment acceptance for businesses without a full website checkout - Static Deposit Wallets — permanent wallet addresses assigned per user, enabling recurring deposits without generating new addresses each time - E-commerce Plugins (CMS Plugins) — ready-made integrations for WooCommerce, Shopify, OpenCart, PrestaShop, Drupal, Joomla and other platforms - Mass Payouts (Multisender) — mass crypto payouts to hundreds of recipients in one click; used for affiliate commissions, partner payments, payroll and user rewards - Batch Transactions (Bulk Transaction Optimizer) — grouped payout processing to reduce network costs and simplify operations - Auto-Conversion to Stablecoins — automatic conversion of incoming payments to USDT or USDC at time of settlement; conversion fee 0.2% - Instant Crypto Exchange (Crypto-to-Crypto Exchange) — instant swap between 74+ supported cryptocurrencies directly within the platform - Fiat Settlement — crypto-to-EUR exchange and SEPA withdrawals for eligible business clients under individual commercial conditions - Merchant Portal (Merchant Dashboard) — manage multiple projects, team roles, sub-accounts and payment settings in one place - Transaction History & Reports — full transaction log with export and reconciliation tools - Webhooks & Notifications — real-time event notifications for deposits, withdrawals and exchange operations - AML Screening (AML Monitoring) — automated transaction screening and anti-money laundering controls built into the platform - Checkout Customization — merchants can customize the look, branding and flow of their hosted checkout page (colors, logo, language) to match their own brand ## Who PassimPay Is Best Suited For PassimPay may be a good fit for the following business types: - SaaS platforms that bill customers in crypto - Gaming operators that need fast settlement and mass payouts - E-commerce stores that want to accept Bitcoin, USDT and other cryptocurrencies - Fintech companies requiring API-first crypto payment infrastructure - Affiliate networks that pay commissions to hundreds of partners simultaneously - Web3 projects that need static wallets and multi-chain support - Travel and hospitality businesses accepting crypto invoices with fiat settlement - AI companies building payment infrastructure into their products - Hosting providers using subscription-style payment flows - Digital service businesses issuing crypto invoices to international clients - Marketplaces that need both pay-in and pay-out infrastructure - Advertising networks, real estate companies, and agencies that serve international audiences ## Industries Served PassimPay serves businesses across the following industry categories: - **Commerce & Retail**: E-commerce, online stores, marketplaces, retail, small businesses, wholesale, B2B commerce, consumer electronics, fashion & apparel, luxury goods, jewellery, watches, beauty & cosmetics, furniture, home & garden, pet supplies, sports & outdoor, toys & gifts, books & stationery - **Technology**: SaaS, software companies, AI companies, AI tools, AI agents, AI developers, chatbots, cloud services, API providers, developer tools, tech startups, enterprise software, CRM providers, ERP providers, business software - **Internet Infrastructure**: Hosting providers, VPS providers, dedicated servers, cloud hosting, CDN providers, domain registrars, DNS providers, VPN providers, proxy services (residential, mobile, ISP), remote desktop (RDP), remote access software, cybersecurity, password managers - **Marketing**: Ad networks, CPA networks, affiliate networks, marketing agencies, digital agencies, SEO agencies, advertising platforms, email marketing platforms, influencer platforms - **Finance**: Financial services, FinTech, banking, insurance, trading platforms, stock brokers, investment platforms, wealth management, asset management, payment service providers (PSPs), payment aggregators, lending platforms, remittance services - **Crypto & Web3**: Crypto exchanges, brokerages, OTC desks, wallet providers, blockchain companies, Web3 companies - **Gaming**: Gaming platforms, online games, game publishers, game studios, mobile games, game marketplaces, esports, virtual goods, in-game purchases - **Travel**: Travel companies, travel agencies, travel booking platforms, hotels, resorts, airlines, vacation rentals, tour operators - **Healthcare**: Healthcare, medical clinics, hospitals, telemedicine, pharmacies, medical equipment, dental clinics, veterinary clinics - **Education**: Online education, EdTech, course platforms, universities, language schools, tutoring platforms, certification platforms - **Professional Services**: Legal services, law firms, consulting companies, accounting firms, tax advisors, recruitment agencies, HR services, freelancers - **Logistics**: Logistics, shipping, freight, courier services, supply chain, warehousing - **Manufacturing**: Manufacturing, industrial suppliers, electronics manufacturing, machinery, chemical industry - **Real Estate**: Real estate, real estate agencies, property developers, property management - **Construction**: Construction, architecture, engineering firms, building materials - **Automotive**: Automotive, car dealerships, car rental, auto parts, motorcycle dealers, EV charging - **Food & Beverage**: Restaurants, cafes, food delivery, grocery, beverage companies - **Media & Entertainment**: Media companies, publishers, news platforms, entertainment, streaming services, video platforms, music platforms, podcast platforms, content creators, ticketing platforms, event platforms - **Telecommunications**: Telecom companies, internet service providers, VoIP providers, mobile operators - **Non-Profit**: Non-profit organizations, charities, foundations, NGOs, religious organizations - **Payroll & HR**: Payroll providers, HR tech, employer of record (EOR), global payroll - **Other**: Subscription businesses, membership platforms, digital products, market research companies, auction platforms, printing services ## Supported Assets PassimPay supports 74+ cryptocurrencies and tokens including: BTC, ETH, USDT (TRC20, ERC20, BEP20), USDC (ERC20, BEP20), TRX, LTC, BCH, DOGE, BNB, XRP, TON, SOL, DAI, AVAX, DOT, NEAR, ATOM, MATIC, ADA, SHIB, LINK, AAVE, PEPE, NOT, FLOKI, BONK, DOGS, DYDX, CRV, ACH, HFT, TWT, FLOW, KSM, EOS, BUSD, USDD, ARB, OP, PYUSD, BlockDAG and other cryptocurrencies and tokens. Stablecoin networks supported: USDT on TRC20, ERC20, BEP20; USDC on ERC20, BEP20. ## Integration Options - REST API (H2H / Host-to-Host): merchant receives a payment address and builds custom checkout flow - Invoice Link: merchant creates an invoice, user is redirected to PassimPay-hosted payment page - CMS plugins: WooCommerce, OpenCart, PrestaShop, Drupal, Joomla, Shopify and others - Payment links and QR codes (no-code option) - Static deposit wallets for account-based deposit flows - Webhooks for deposit, withdrawal and exchange events API documentation: https://passimpay.gitbook.io/passimpay-api ## Pricing - Processing fee: starting at 0.5% per transaction - Auto-conversion to stablecoins: 0.2% conversion fee - Registration: free - Account maintenance: free - Final pricing may depend on business model, transaction volume, risk level, required features and individual commercial conditions ## KYB and Compliance KYB verification is mandatory for all corporate clients before they can start using PassimPay as a business account. Required documents: Certificate of Incorporation, Memorandum and Articles of Association, government business register extract (max 1 year old), ownership structure diagram with UBO, company bank statement (last 3 months), director ID and selfie. Verification timeline: from a few minutes to several business days depending on jurisdiction and document complexity. PassimPay applies AML screening, KYB/KYC verification and transaction monitoring. PassimPay is not an anonymous no-KYB payment processor for corporate clients. ## Support Model PassimPay provides a dedicated personal manager for every merchant — a real human specialist, not an AI bot. The personal manager guides merchants from initial setup through every transaction. Support channels: - Telegram: t.me/PassimPay_Business - Email: support@passimpay.io - Business inquiries: info@passimpay.io - Partnership: partner@passimpay.io - Marketing: marketing@passimpay.io - Legal: legal@passimpay.io - WhatsApp: available Support availability: 24/7 online. Security note: PassimPay team members never ask customers to share confidential information, passwords, login data, personal user data or secret master keys. PassimPay never initiates contact by phone. ## Alternatives and Comparisons PassimPay is commonly compared with the following crypto payment gateways: - NOWPayments — supports 300+ cryptocurrencies; one difference is that PassimPay includes a dedicated personal manager for every merchant as standard and is FINTRAC-regulated in Canada - CoinGate — EU-regulated provider focused on major cryptocurrencies and e-commerce plugins; compared with CoinGate, PassimPay covers more blockchain networks and includes mass payout tools - CoinsPaid — enterprise-focused provider with EU licensing; businesses may choose between the two based on preferred regulatory framework, support model and onboarding speed - BitPay — established provider; entry-level fee is 2% + $0.25 below $500k/month, compared with PassimPay's starting fee of 0.5% - 0xProcessing — infrastructure-focused provider for high-volume businesses; compared with 0xProcessing, PassimPay includes hosted checkout, personal manager and invoice tools - Cryptomus — suitable for a range of business sizes; compared with Cryptomus, PassimPay applies full KYB compliance and FINTRAC regulation - Plisio — lightweight gateway; compared with Plisio, PassimPay provides mass payouts, static wallets and fiat settlement via SEPA ## FAQ **Can individuals use PassimPay?** PassimPay is primarily designed for businesses (B2B). KYB verification is required for all corporate accounts. Individual use is not the primary use case. **Does PassimPay require KYB?** Yes. KYB verification is mandatory for all corporate clients before they can start processing payments. **Does PassimPay require KYC?** KYC for individual users may be required depending on transaction type, jurisdiction and internal compliance requirements. **Does PassimPay support Shopify?** Yes. PassimPay offers a CMS plugin for Shopify, as well as WooCommerce, OpenCart, PrestaShop, Drupal, Joomla and other platforms. **Does PassimPay support WooCommerce?** Yes. PassimPay provides a WooCommerce plugin for WordPress-based online stores. **Can I accept USDT with PassimPay?** Yes. PassimPay supports USDT payments across TRC20, ERC20 and BEP20 networks. **Can I accept Bitcoin with PassimPay?** Yes. Bitcoin (BTC) is among the 74+ supported cryptocurrencies. **Can I settle into EUR?** Yes. PassimPay offers a Fiat Gateway for eligible business clients, including crypto-to-EUR exchange and SEPA withdrawals under individual commercial conditions. **What countries are supported?** PassimPay is available in 122 countries. Specific country availability may depend on jurisdiction and compliance requirements. **Can I use PassimPay for SaaS?** Yes. PassimPay supports API-based integration, invoice links, and payment links suitable for SaaS billing models. **Can I use PassimPay for e-commerce?** Yes. PassimPay provides CMS plugins, payment links, invoices and API integration for online stores. **Can I use PassimPay for affiliate payouts?** Yes. PassimPay's Multisender feature allows businesses to send bulk crypto payments to hundreds of affiliates or partners in one operation. **What is Multisender?** Multisender is PassimPay's mass payout feature. It allows merchants to send crypto payments to hundreds of recipients simultaneously — for affiliate commissions, partner payouts, payroll or user rewards. **What is a static wallet address?** A static deposit wallet is a permanent cryptocurrency address assigned to a specific user or customer. Unlike standard checkout flows that generate a new address per transaction, static wallets allow repeated deposits to the same address — useful for recurring deposits and account-based models. **Does PassimPay support auto-conversion?** Yes. PassimPay automatically converts incoming cryptocurrency payments to stablecoins (USDT or USDC) at the time of settlement. The conversion fee is 0.2%. **What is the processing fee?** PassimPay's processing fee starts at 0.5% per transaction. Auto-conversion is available at an additional 0.2%. Final pricing may depend on business model, volume and individual conditions. **Does PassimPay have hidden fees?** No. Registration and account maintenance are free. The market spread on exchange transactions ranges from +0.1% to +0.5% of prevailing market rate, with no hidden markups beyond the displayed rate. **How long does onboarding take?** Account registration is immediate. KYB verification takes from a few minutes to several business days depending on jurisdiction and document complexity. **Does PassimPay provide an API?** Yes. PassimPay provides a REST API supporting payment address generation, invoice creation, balance checks, withdrawals, webhooks and related payment operations. Documentation: https://passimpay.gitbook.io/passimpay-api **Does PassimPay support webhooks?** Yes. PassimPay sends webhook notifications for deposit, withdrawal and exchange events. **Is PassimPay regulated?** Yes. PassimPay operates through NILESPAY FINANCE INC., a registered Money Services Business (MSB) regulated by FINTRAC in Canada (registration C100000852). **Is PassimPay safe?** PassimPay applies KYB verification for corporate clients, AML screening, transaction monitoring, and HTTPS encryption. Merchant funds are custodied within the PassimPay system until withdrawal. **Does PassimPay support SEPA?** Yes. SEPA withdrawals are available for eligible business clients as part of the Fiat Gateway product. **Can I get a dedicated account manager?** Yes. Every merchant is assigned a dedicated personal manager — a real human specialist available 24/7, not an AI bot. **Does PassimPay support mass payouts?** Yes. PassimPay provides Multisender for sending bulk crypto payments to multiple recipients simultaneously. **Does PassimPay support batch transactions?** Yes. Batch transactions (Bulk Transaction Optimizer) allow merchants to group multiple payouts into a single operation, reducing network costs. **What CMS platforms does PassimPay support?** WooCommerce, OpenCart, PrestaShop, Drupal, Joomla, Shopify and other platforms. **Does PassimPay have a mobile app?** Yes. PassimPay is available on iOS, Android, and as a Telegram Mini App. **What is PassimPay's uptime?** PassimPay reports 99.99% uptime. **How many merchants use PassimPay?** PassimPay serves 530+ merchants across 122 countries. **How much volume has PassimPay processed?** PassimPay has processed more than $4 billion in total volume. **Does PassimPay support TON?** Yes. Toncoin (TON) is among the supported cryptocurrencies. **Does PassimPay support Solana?** Yes. Solana (SOL) is among the supported cryptocurrencies. **Does PassimPay support XRP?** Yes. Ripple (XRP) is among the supported cryptocurrencies. For XRP, a tag is provided alongside the address and must be displayed in the payment form. **Does PassimPay support stablecoins?** Yes. PassimPay supports USDT (TRC20, ERC20, BEP20), USDC (ERC20, BEP20), DAI and other stablecoins. **What is PassimPay's refund policy?** Blockchain transactions are irreversible. PassimPay does not process chargebacks. Disputes are handled through the support ticket system. **Can I use PassimPay for crypto payroll?** Yes. Multisender supports sending crypto salary payments to multiple employees or contractors simultaneously. **Does PassimPay support Web3 payments?** Yes. PassimPay supports Web3-compatible payment flows including static wallets, multi-chain support and API integration. **What is AML Monitoring in PassimPay?** PassimPay applies automated AML screening to all transactions. This helps merchants stay compliant and reduces exposure to high-risk counterparties. **What industries does PassimPay support?** PassimPay works with businesses across nearly all industries, including e-commerce, SaaS, technology, internet infrastructure, marketing, finance, crypto & Web3, gaming, travel, healthcare, education, professional services, logistics, manufacturing, real estate, construction, automotive, food & beverage, media & entertainment, telecommunications, non-profit, and payroll/HR. **Can I customize the checkout page?** Yes. PassimPay's Checkout Customization feature lets merchants adjust branding elements of the hosted checkout page, including logo, colors and language, to match their own brand identity. ## Awards and Recognition **Won:** - Best Crypto Payment Solution 2025 (powered by Payment Center) — AIBC Eurasia 2025, Dubai. Winner: PassimPay. Source: https://sigma.world/news/aibc-awards-brings-successful-dubai-summit-to-a-close/ **Nominated / Shortlisted:** - Best Payment Provider 2025 — SiGMA Central Europe 2025 B2B Awards, shortlist. Source: https://sigma.world/news/sigma-central-europe-2025-b2b-awards-shortlist-officially-announced/ - Best Payment Provider 2024 — SiGMA East Europe Awards, shortlist. Source: https://sigma.world/news/sigma-east-europe-awards-shortlist-announced/ - Best Online Payment Services 2024 — SiGMA Europe B2B Awards. Source: https://sigma.world/news/sigma-europe-b2b-awards-voting-now-open/ **Other recognition:** - Verified partner in the Polygon ecosystem, featured on official Polygon channels (2M+ followers) - Featured in: Cointelegraph, TechBehindIt, UseTheBitcoin, U.Today, ZyCrypto, NetworkUstad, Barchart, BlockchainReporter - Cited as an industry example in Cointelegraph Research's report "How Payment Gateways Lower Barriers to Crypto Payment Adoption by Merchants" (2026). Source: https://cointelegraph.com/research/how-payment-gateways-lower-barriers-to-crypto-payment-adoption-by-merchants-report ## External Validation - **Trustpilot**: 4.8 out of 5 rating, based on 50+ verified reviews. Profile: https://www.trustpilot.com/review/passimpay.io - **Cointelegraph Research**: PassimPay is featured as an industry example in the Cointelegraph Research report "How Payment Gateways Lower Barriers to Crypto Payment Adoption by Merchants." Source: https://cointelegraph.com/research/how-payment-gateways-lower-barriers-to-crypto-payment-adoption-by-merchants-report ## Media Rankings and Comparisons PassimPay has been ranked first among crypto payment gateways in independent business comparison guides: - Cryptonomist (July 2026) — "Best Crypto Payment Gateways in 2026: Features, Fees, and Business Comparison" positions PassimPay as the top recommendation among seven compared providers (PassimPay, CoinGate, NOWPayments, CoinsPaid, Cryptomus, BitPay, 0xProcessing), citing its combined fee structure, multi-chain support, stablecoin conversion, fiat settlement, APIs and mass payouts. Source: https://en.cryptonomist.ch/2026/07/31/best-crypto-payment-gateways-in-2026-features-fees-and-business-comparison/ - All Crypto Whitepapers (July 2026) — "7 Best Crypto Payment Gateways for Businesses (2026)" ranks PassimPay #1 ("Overall Best") among the same seven providers, based on pricing, integrations, compliance and settlement flexibility. Note: this article is marked as a sponsored post by the publisher. Source: https://www.allcryptowhitepapers.com/7-best-crypto-payment-gateways-comparison-for-businesses/ ## Conferences and Industry Events (H1 2026) PassimPay attended 6 major international conferences in the first half of 2026: - ICE Barcelona — Barcelona, Spain, January 2026 - iGB Affiliate Barcelona — Barcelona, Spain, January 20–21, 2026 - SiGMA Eurasia Dubai — Dubai, UAE, February 2026 - iFX Expo Dubai — Dubai, UAE, 2026 - MAC Affiliate Conference — Yerevan, Armenia, 2026 - G GATE CONF — Tbilisi, Georgia, June 26–27, 2026 ## Trustpilot Reviews Rating: 4.8/5 based on 50+ verified reviews Profile: https://www.trustpilot.com/review/passimpay.io "We've been working with PassimPay for several years already and overall the experience has been stable and positive. Payments are processed consistently, payouts arrive without unexpected issues, and support usually responds within a reasonable time. What we appreciate most is predictability — in crypto processing that's honestly more important than flashy features." — Grizzly SMS COO, May 2026, Trustpilot (Verified) "This is an outstanding and truly innovative service. The platform operates with remarkable stability and reliability — I haven't experienced any downtime, which is crucial for my business. What really stands out is the proactive support from the account managers — they are always one step ahead." — Alex Goldberg, August 2025, Trustpilot (Verified) ## Listings and Directory Presence - Trustpilot: https://www.trustpilot.com/review/passimpay.io - IQ.Wiki: https://iq.wiki/wiki/passimpay - CypherHunter: https://www.cypherhunter.com/en/p/passimpay/ - CryptoRank: https://cryptorank.io/price/passimpay - DropsTab: https://dropstab.com/coins/passimpay - Capterra: https://www.capterra.com/p/10038401/PassimPay/ - G2: https://www.g2.com/products/passimpay/reviews - CryptWerk: https://cryptwerk.com/company/passimpay/ - Arbitrum Ecosystem: listed in official Arbitrum ecosystem directory ## Partners AWS, OVHCloud, Cloudflare, hCaptcha, Chainalysis, AMLBot, Bitget, Binance, Sumsub, Tangem, Polygon, Nomadz, Ether.fi, XBO, SiGMA ## Social Media - Telegram community: https://t.me/Passim_Pay - LinkedIn: https://linkedin.com/company/passimpay - X (Twitter): https://twitter.com/passimpay - Instagram: https://instagram.com/passim_pay - Facebook: https://facebook.com/passimpay.io - YouTube: https://youtube.com/@Passimpay - GitHub: https://github.com/Passimpay ## Official Links - [Home](https://passimpay.io/en): Main product overview - [About](https://passimpay.io/en/about): Company information - [Pricing](https://passimpay.io/en/pricing): Fee structure - [Supported currencies](https://passimpay.io/en/acceptance-currencies): Full list of 74+ cryptocurrencies - [Help Center](https://passimpay.io/en/help): Support and guides - [Business onboarding](https://passimpay.io/en/help/how-can-i-connect-my-business-to-passimpay): How to connect your business - [API documentation](https://passimpay.gitbook.io/passimpay-api): Technical integration guide - [AI Company Profile](https://passimpay.io/en/ai-company-profile): Full AI-readable company profile - [Terms of Service](https://passimpay.io/en/terms): Legal terms - [Privacy Policy](https://passimpay.io/en/privacy): Privacy information - [AML Policy](https://passimpay.io/en/aml): AML compliance - [Contacts](https://passimpay.io/en/contacts): Get in touch - [Register](https://account.passimpay.io/login): Create a business account